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American Express® Preferred Rewards Gold Card
American Express
Card Highlights:
Card Category:
Consumer
Card Type:
Charge
Required Credit Rating:
Excellent / Good
Issuing Country:
United States
Available Rewards:
Miles
Cash
Points
Charity
About:
Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
Express Approval. Get a decision in less than 60 seconds.
Credit Card Rates
Purchases:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
n/a
Default APR:
see terms
Minimum Grace Period:
see terms
Minimum Finance Charge:
see terms
Balance Transfers:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
n/a
Default APR:
see terms
Minimum Grace Period:
n/a
Minimum Finance Charge:
see terms
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
see terms
Default APR:
see terms
Minimum Grace Period:
n/a
Minimum Finance Charge:
see terms
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Cash Advance Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Maintenance Fees:
Penalty Fees:
Late Payment Fee:
see terms
What can I do to improve my credit score?
A higher score can give you more financial options and many favorable credit offers. If you already have a good score, you can still improve it. There is no way to instantly boost your credit score. But improvement is possible, no matter what your credit history includes.