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Discover® Student Card
Discover® Card
Card Highlights:
Card Category:
Student
Card Type:
Unsecured
Required Credit Rating:
Fair
Issuing Country:
United States
Available Rewards:
Miles
Cash
Points
Charity
About:
0% Interest on Purchases for 6 months.
5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and many more.
Up to 1% Cashback Bonus on all other purchases automatically.
Build Your Credit History.
Easy Online Account Management Tools.
$0 Fraud Liability Guarantee.
Credit Card Rates
Purchases:
Introductory APR:
0%
Introductory Period:
6 months
Ongoing APR:
14.99%
Default APR:
29.99%
Minimum Grace Period:
25 days
Minimum Finance Charge:
$0.50
Balance Transfers:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
n/a
Default APR:
29.99%
Minimum Grace Period:
n/a
Minimum Finance Charge:
$0.50
Cash Advances:
Introductory APR:
n/a
Introductory Period:
n/a
Ongoing APR:
23.99%
Default APR:
29.99%
Minimum Grace Period:
n/a
Minimum Finance Charge:
$0.50
Credit Card Transaction Fees
Balance Transfer Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Cash Advance Fees:
Minimum:
$5
Fee Rate:
3%
Maximum:
n/a
Foreign Exchange Fees:
Minimum:
n/a
Fee Rate:
n/a
Maximum:
n/a
Credit Card Other Fees
Initial Fees:
Maintenance Fees:
Penalty Fees:
What can I do to improve my credit score?
A higher score can give you more financial options and many favorable credit offers. If you already have a good score, you can still improve it. There is no way to instantly boost your credit score. But improvement is possible, no matter what your credit history includes.