Platinum Delta SkyMiles® Credit Card

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American Express

Card Highlights:

Card Category:	Consumer
Card Type:	Unsecured
Required Credit Rating:	Excellent / Good
Issuing Country:	United States

Available Rewards:


Miles	Cash	Points	Charity

About:

Earn 20,000 bonus SkyMiles® (including 5,000 Medallion Qualification Miles) after first purchase and another 2,500 for adding an Additional Cardmember.

Earn one companion Coach Class ticket each year upon renewal.

Earn at least 1 mile for every eligible dollar spent.

Miles never expire and there is no cap on the miles you can earn.

Pay with Miles: Pay for all or part of your flight with miles - and put the rest on your Card.

Express Approval. Get a decision in less than 60 seconds.

Credit Card Rates:

Purchases:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	14.5%
Default APR:	see terms
Minimum Grace Period:	25 days
Minimum Finance Charge:	$0.50

Balance Transfers:

Introductory APR:	Yes
Introductory Period:	Yes
Ongoing APR:	Yes
Default APR:	see terms
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Cash Advances:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	see terms
Default APR:	see terms
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Credit Card Transaction Fees:

Balance Transfer Fees:

Minimum:	$0⁴
Fee Rate:	n/a
Maximum:	n/a

Cash Advance Fees:

Minimum:	$5
Fee Rate:	3%
Maximum:	n/a

Foreign Exchange Fees:

Minimum:	n/a
Fee Rate:	n/a
Maximum:	n/a

Credit Card Other Fees:

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

$150

Penalty Fees:

Late Payment Fee:

$19

⁴ There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.

What can I do to improve my credit score?

A higher score can give you more financial options and many favorable credit offers. If you already have a good score, you can still improve it. There is no way to instantly boost your credit score.

Getting Approved for a Credit Card
Guide to Balance Transfers
Use your cash advance wisely
Get out of Credit Card Debt
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A One-Two Punch
Rewarding Behavior

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