True Earnings® Card from Costco and American Express

- Advertisement -

American Express

Card Highlights:

Card Category:	Consumer
Card Type:	Unsecured
Required Credit Rating:	Excellent / Good
Issuing Country:	United States

Available Rewards:


Miles	Cash	Points	Charity

About:

No Annual Fee with your paid Costco Membership.

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.

Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco.

The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card.

No Limit on the Cash Back earned.

Credit Card Rates:

Purchases:

Introductory APR:	0%
Introductory Period:	6 months
Ongoing APR:	15.24%
Default APR:	see terms
Minimum Grace Period:	25 days
Minimum Finance Charge:	$0.50

Balance Transfers:

Introductory APR:	Yes
Introductory Period:	Yes
Ongoing APR:	Yes
Default APR:	see terms
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Cash Advances:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	see terms
Default APR:	see terms
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Credit Card Transaction Fees:

Balance Transfer Fees:

Minimum:	$0⁵
Fee Rate:	n/a
Maximum:	n/a

Cash Advance Fees:

Minimum:	$5
Fee Rate:	3%
Maximum:	n/a

Foreign Exchange Fees:

Minimum:	n/a
Fee Rate:	n/a
Maximum:	n/a

Credit Card Other Fees:

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

Penalty Fees:

Late Payment Fee:

$19

⁵ There is no fee for balance transfers made within the first 40 days of Cardmembership. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.

What can I do to improve my credit score?

A higher score can give you more financial options and many favorable credit offers. If you already have a good score, you can still improve it. There is no way to instantly boost your credit score.

Getting Approved for a Credit Card
Guide to Balance Transfers
Use your cash advance wisely
Get out of Credit Card Debt
Everything About Creditors
Lowering Your Interest Rate
Identity Theft
A One-Two Punch
Rewarding Behavior

The rate information on this page is © 2005-2009 Credit-Land.com Inc. last updated information on 11/20/2009. This information has been obtained from various financial institutions. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. By entering this page you agree to the Terms and Conditions and Privacy policy of Credit-Land.com. Learn more about Credit Cards on Credit-Land Partnership Network.