Starwood Preferred Guest® Credit Card from American Express

American Express
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Starwood Preferred Guest® Credit Card from American Express  
Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States
Available Rewards:

Miles

Cash

Points

Charity
About:
  • No annual fee for the first year and $45 thereafter.
  • Earn up to 25,000 Starpoints® - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates.
  • Transfer Starpoints® - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines.
  • Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners.
  • Express Approval. Get a decision in less than 60 seconds.

Credit Card Rates
Purchases:

Introductory APR:

2.9%

Introductory Period:

6 months

Ongoing APR:

15.24%

Default APR:

see terms

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50
Balance Transfers:

Introductory APR:

Yes

Introductory Period:

Yes

Ongoing APR:

Yes

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50
Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

see terms

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card Transaction Fees
Balance Transfer Fees:

Minimum:

$04

Fee Rate:

n/a

Maximum:

n/a
Cash Advance Fees:

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a
Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Credit Card Other Fees
Initial Fees:

Setup Fee:

$0
Maintenance Fees:

Annual Fee:

$01
Penalty Fees:

Late Payment Fee:

$19
1 No annual fee for the first year - $45 thereafter.
4 There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.
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