American DreamCard™ MasterCard® Sweepstakes

HSBC Bank Nevada Orchard Bank Classic MasterCards®

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HSBC Bank Nevada

Card Highlights:

Card Category:	Consumer
Card Type:	Unsecured
Required Credit Rating:	Good / Fair
Issuing Country:	United States

Available Rewards:


Miles	Cash	Points	Charity

About:

Earn entries from everyday shopping!⁹

More entries mean more chances to win!

Large Monthly Cash Jackpots!

A New Winner Every Month!

American DreamCard™ is issued by HSBC Bank Nevada, N.A.

Credit Card Rates:

Purchases:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	14.99% or 21.99%
Default APR:	29.99%
Minimum Grace Period:	20 days
Minimum Finance Charge:	$1.00

Balance Transfers:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	n/a
Default APR:	n/a
Minimum Grace Period:	n/a
Minimum Finance Charge:	$1.00

Cash Advances:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	29.99%
Default APR:	29.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$1.00

Credit Card Transaction Fees:

Balance Transfer Fees:

Minimum:	n/a
Fee Rate:	n/a
Maximum:	n/a

Cash Advance Fees:

Minimum:	$15
Fee Rate:	4%
Maximum:	n/a

Foreign Exchange Fees:

Minimum:	n/a
Fee Rate:	3%
Maximum:	n/a

Credit Card Other Fees:

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

$0 / $39
/ $59

Penalty Fees:

Late Payment Fee:

$39

⁹ See terms and conditions for important rate, fee and other cost information, and limitations.

What can I do to improve my credit score?

A higher score can give you more financial options and many favorable credit offers. If you already have a good score, you can still improve it. There is no way to instantly boost your credit score.

Getting Approved for a Credit Card
Guide to Balance Transfers
Use your cash advance wisely
Get out of Credit Card Debt
Everything About Creditors
Lowering Your Interest Rate
Identity Theft
A One-Two Punch
Rewarding Behavior

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