First Option Visa®

SELECT BY CATEGORY
Best Overall Cards
No Annual Fee Cards
Lowest APR Cards
Get Instant Decision
0% on Purchases
0% on Balance Transfers
BAD OR NO CREDIT
Cards for Bad Credit
Cards for No Credit
Secured Credit Cards
SELECT BY REWARD
Cash Rebates Cards
Frequent Flyer Cards
Point Rewards Cards
Gasoline Credit Cards
Hotel Rewards Cards
SELECT BY CREDIT
Excellent Credit
Good Credit
OK Credit
Bad Credit
No Credit
SELECT BY TYPE
American Express
Discover
MasterCard
Visa
SPENDING NEEDS
Student Credit Cards
CARDS BY BANK

- Advertisement -

First Option Visa®

New Millennium Bank

Card Highlights:

Card Category:	Consumer
Card Type:	Secured
Required Credit Rating:	Bad / No
Issuing Country:	United States

Available Rewards:

For explanation of each icon click here

Miles	Cash	Points	Charity

About:

Get a REAL Visa® Credit Card.

Up to $5,000 Secured Line of Credit.

Be Approved Regardless of Credit History or Income!

Credit Card Rates:

Purchases:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	19.5%
Default APR:	n/a
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Balance Transfers:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	n/a
Default APR:	n/a
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Cash Advances:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	19.5%
Default APR:	n/a
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Credit Card Transaction Fees:

Balance Transfer Fees:

Minimum:	n/a
Fee Rate:	n/a
Maximum:	n/a

Cash Advance Fees:

Minimum:	$1
Fee Rate:	2%
Maximum:	$20

Foreign Exchange Fees:

Minimum:	n/a
Fee Rate:	n/a
Maximum:	n/a

Credit Card Other Fees:

Initial Fees:

Setup Fee:

$99.95

Maintenance Fees:

Annual Fee:

$59

Penalty Fees:

Late Payment Fee:

$20

What can I do to improve my credit score?

A higher score can give you more financial options and many favorable credit offers. If you already have a good score, you can still improve it. There is no way to instantly boost your credit score. But improvement is possible, no matter what your credit history includes.

Getting Approved for a Credit Card
Guide to Balance Transfers
Use your cash advance wisely
Identity Theft
Get out of Credit Card Debt
A One-Two Punch
Rewarding Behavior
Everything About Creditors
Lowering Your Interest Rate

The rate information on this page is © 2005-2009 Credit-Land.com Inc. last updated information on 11/21/2009. This information has been obtained from various financial institutions. Before acting on the information shown on this page, contact the financial institution to verify the accuracy of the data. By entering this page you agree to the Terms and Conditions and Privacy policy of Credit-Land.com. Learn more about Credit Cards on Credit-Land Partnership Network.